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When choosing the right mortgage company for your home purchase or refinancing, there are a few things to consider.

What is this lenders reputation? Does this lender have a proven track record in the community and can they offer you not only the lowest interest rates available, but design a program to fit your needs and counsel you about your home purchase.

Is this lender a licensed lender that handles Conventional conforming, VA guaranteed home loans, FHA loans and non-conforming home loans? Choose a lender that can offer you a program that meets your needs, not theirs!

Will the lender advise you on what price range you can afford? A common mistake that homebuyers make is buying too much or too little. Choose a mortgage program that allows you to feel comfortable with your decision to buy a home.

Does the lender offer fixed rate and variable rate mortgage options, and will they advise you of which scenario fits your needs?

Will this lender help you select a real estate company and partner you up with an agent that will work with the lender in your best interest?

Take your time! Contact the lender before you begin your home search. Choose a lender that you feel comfortable with. Check their companies website out online. Set your self up for a good experience, not a bad one! Contact us by visiting our website at www.thebestmortgageguy.com

Glenn Keller is an associate of Affordable Home Funding in Kingsland, Georgia. Glenn has many years of experience in FHA, VA and connventional mortgage home loans. The majority of Glenn's experience is in VA guaranteed mortgages, as the real estate market is mainly military home buyers. The author of this article is expressing an opinion. Visit my website at http://www.thebestmortgageguy.com


MORE RESOURCES:

CBC.ca

Pros and Cons of a Mortgage Refinance
FreeRateUpdate.com
Many homeowners are jumping on the opportunity to save money with a mortgage refinance at the current low mortgage rates. With mortgage rates at historically low levels, some homeowners have refinanced more than once in the past several years which is ...
Who Qualifies for the $26 Billion Foreclosure Settlement?TIME
What $25 billion mortgage settlement will and won't do for homeownersThe Seattle Times

all 3,598 news articles »


Lenders say mortgage refinance deal will bolster Manatee market
Bradenton Herald
By JOSH SALMAN - jsalman@bradenton.com MANATEE -- A new refinance program to help underwater homeowners will uplift the local economy by putting extra cash into the pockets of those who will spend it, area lenders predict. The deal struck with five of ...

and more »


Mortgage-refinance bill a dangerous deal
Arizona Republic
by Robert Robb, columnist - Feb. 10, 2012 12:00 AM State Sen. Michele Reagan wants to help out underwater homeowners in the worst way. And she has succeeded with SB 1451 -- it's hard to imagine a worse bill. Reagan proposes to establish a state agency ...

and more »


Housing Wire

Obama pressures Congress on mortgage refinance program
Fox News
WASHINGTON – President Obama is rallying support for his plan to expand government assistance to homeowners, pressuring Congress to help lower lending rates for millions of strapped homeowners. Obama, in his radio and Internet address Saturday, ...
President Obama's Mortgage Refinance Plan Just a Bid for VotesYahoo! Contributors Network
Obama Unveils Mortgage Refinance EndeavorsMortgageorb
New Obama mortgage refinance plan to near $10 billionHousing Wire
Go Banking Rates -CBS Moneywatch -MNI News
all 1,239 news articles »


MonitorBankRates.com

Mortgage Refinance Rates: 15 Year Refinance Mortgage Rates at 3.29%
MonitorBankRates.com
Mortgage refinance rates on 30 year conforming home loans are averaging 3.98%, unchanged from yesterday's average 30 year mortgage refinance rate. Mortgage refinance rates today on 15 year home mortgage loans are averaging 3.29%, down from yesterday's ...

and more »


Fox News

Obama Proposes Mortgage-Refinance Plan
Wall Street Journal
By NICK TIMIRAOS President Barack Obama called on Congress during Tuesday's State of the Union address to approve new legislation that would give all homeowners who are current on their mortgages the opportunity to refinance at record low mortgage ...
Will Obama's Mortgage Refinance Plan Be D.O.A.?U.S. News & World Report
Obama proposes mortgage refinance programPolitico (blog)
Obama proposes new mortgage refinance programHousing Wire
Daily Caller
all 314 news articles »


Harney: Reviewing Obama's mortgage refinance plan
The Seattle Times
Though it was pronounced dead-before-arrival by opponents on Capitol Hill, President Obama's new mortgage-refinancing package contained... By Kenneth R. Harney Mortgage refinancing is an outstanding plan particularly as the home mortgage rates are.

and more »


International Business Times

FOX 11 News Discussion: State of the Union
MyFox Los Angeles
And he aimed a pitch at homeowners, announcing a new mortgage refinance program with "historically low interest rates" that "gives every responsible homeowner the chance to save about $3000 a year on their mortgage." He added, "A small fee on the ...
Winning Words, But Not a WinnerU.S. News & World Report
Obama State of the Union 2012: Mortgage Refinance Changes Face ObstaclesInternational Business Times

all 12,250 news articles »


CBS Local

Six Questions on Obama's Mortgage Refinance Proposal
Wall Street Journal (blog)
By Nick Timiraos President Barack Obama said Tuesday night in his State of the Union address that he would send a plan to Congress to allow all homeowners who are current on their mortgages to refinance. Here's a quick look at the proposal: How is this ...
Obama plan could help refinance Bay Area mortgagesSan Francisco Chronicle

all 19 news articles »


Bloomberg

HARP Refi May Delay PMI Cancellation
NASDAQ
The federal HARP mortgage refinance program can be a huge boon for underwater homeowners. But if you have PMI, there's a little hitch you should know about. While refinancing a mortgage through HARP can cut your interest rate and save you money, ...
New HARP Could Help Up to 6.7 MillionMortgageLoan.com

all 56 news articles »

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